our business funding program

Term loans start at 3 months with a maximum of 10 years. Get a lump sum from $3,500 to $1million or more up front and conveniently pay automatic payments by means of ACH withdrawals from your checking account. 

Payments can be arranged monthly, weekly, or even bi-weekly. We can even re-structure your loan to receive more funding once a certain percentage of your loan has been paid off. 

Use funds for business expansion, large purchases, or whatever need there is to make your business run successfull.

Is your business income generated significantly by credit card payments? A Merchant Cash Advance could be the best overall fit for business funding.

Credit scores, for instance, are much less of a factor when it comes to approvals. To a large degree funding is based on projected forward sales according to the recent history of the business. So although MCA funding is generally capped at $600,000.00, amounts lended can go higher if your company has a proven track record for higher earnings.

MCA's do not carry interest rates but instead use factor rates that are applied to the total cost of the loan upfront. The payments are then divided equally, from daily to weekly, for the set agreement time period of the funding.  

Convenient payback arrangements can be done through ACH scheduled automated payments or, in some to many cases, credit card processors are installed by the lender. Payments then by the consumer using a credit card are processed automatically through a very convenient split sales arrangement drawn out in the agreement and funds divided immediately. 

The flexibility and the structure of the MCA can be a very good route to take when seeking upfront capital.

For those who qualify, we examine whether an SBA loan can be given to the borrower.

SBA loans are partially backed by the government so the loan will be underwritten at a lower interest rate. 

Not all qualify but we will see if you do.

Your business may be in need of specialized equipment that pertains specifically to your industry. These can be costly but irreplaceable. 

A standard loan to purchase can be the desired path to take but there is also the option of leasing to own that could be a better choice for greater cash flow immediately for your business. 

Further, not wanting to have the responsibilities that come with ownership, leasing may be the way to go because you will always have the flexibility whether to keep the equipment to own or just turn it in.

Business start ups can be funded up to $50,000.00 whereas businesses with history can be funded as much as $150,000.00 and loan range of 12 to 60 months.

We are happy to be able to offer this specialized funding to keep you on track for continued success!

Opened ended credit is very popular. 

Whereas there is always a minimum payment, there is the ability to access more capital at a whim as long as it does not surpass your maximum borrowing capacity. 

It is a loan that you never really have to pay off!

Lines of credit range from $5,000.00 to $55,000.00 and you will need to be in business for a minimum of 2 years.